A defined available amount
Start with the income included in the plan.
Original editable file
Zero-based budget
Allocate available income across spending, saving and reserves in an editable workbook. Use WPS Spreadsheets to inspect whether the planned allocation matches the available amount. Download the original editable starter to work through the example.
Download WPS OfficeFor Windows · WPS Office app
Original English XLSX starter included. Edit in WPS Spreadsheets; advanced features vary by version and platform.
See how it works
An editable starting pointSpreadsheets
About this workflow
Give each planned dollar a stated purpose
Use WPS Spreadsheets to work on the file, review the details and save the result in a suitable format.
Explicit allocations
Name the purpose of each category.
A reconciliation
Check the difference between income and total planned allocation.
File formats
XLSXPDF
Edit in WPS Office. Save a copy to share.Original editable file
Download the starter file
Original zero-based budget example with task instructions and editable inputs.
This editable sample is in English. Open it in WPS Office and replace the example content with your own. The starter file is separate from the WPS app download.
Using WPS Office
How to get started
Install WPS Office, then follow these steps in the app. This webpage does not edit or convert your files.
- 1
Set the available income
Use the amount and period you intend to plan.
- 2
Allocate the categories
Include spending and planned reserves.
- 3
Review the difference
Adjust the plan until every allocation is intentional.
WPS Office
Documents, spreadsheets, presentations and PDFs
Work with your everyday office files in one app. Keep an editable source file and choose the sharing format your audience needs.
Explore this WPS capabilityWWPS WriterDocuments and drafts
SWPS SpreadsheetsNumbers and plans
PWPS PresentationSlides and stories
PDFPDFReview and sharing
Help and information
Frequently asked questions
This page downloads WPS Office. Features vary by platform, version and plan.
What should I check when using this zero-based budget?
A zero planning difference does not guarantee future cash availability or financial suitability.
What does the starter include?
An original XLSX example with category, planned usd, actual usd, difference usd, purpose, fictional records and task instructions. Replace the example inputs with your own verified information.
Where does editing happen?
Open the downloaded file in WPS Spreadsheets. This page does not upload or process your workbook. Keep an original copy, inspect formulas and save the reviewed result in the format your workflow needs.
What happens when I select the download button?
On Windows or macOS, WPS starts the app download. On Linux, copy the installation command or choose a manual package. On iPhone, iPad, Android or Chromebook, continue to the appropriate app store. This page does not upload, convert or edit your files.
Start with WPS Office
Download WPS Office
Download WPS OfficeGet WPS Office for Windows.
Original English XLSX starter included. Edit in WPS Spreadsheets; advanced features vary by version and platform.